Group Health Insurance Rate

This book proposes a new approach to setting poverty lines and estimating poverty rates for single parent families using Basic Needs Budgets that calculate how much single parent families need to live decently. The research finds that in 1996, the before-tax income needed to support the Basic Needs Budget for a single parent in a Northeastern central city employed outside the home was almost twice the official poverty threshold. When these thresholds are used to recalculate the major poverty statistics, the poverty rate of single parent families increases by almost 20%. The poverty rate of families receiving welfare benefits declines slightly, while the poverty rate of full-time workers almost triples. Unlike the official thresholds, the Basic Needs Budgets make allowances for the cost of child care services. The budgets are adjusted to reflect the reduced income needs of families receiving both public non-cash benefits and child care subsidies. They consider the impact of free child care services from relatives and employer-provided group health insurance on the cash required to make ends meet; take into account the significant regional differences in the cost of housing and transportation; and adjust the poverty thresholds for differences in family size. This important study demonstrates that most single parents cannot earn enough in the labor market to provide a decent standard of living for their families without subsidized child care and employer-paid group health insurance.

Health insurance fraud - Health insurance fraud is described as an intentional act of deceiving, concealing, or misrepresenting information that results in health care benefits being paid to an individual or group.

Servicemembers' Group Life Insurance - Servicemembers' Group Life Insurance, or SGLI, is a heavily subsidized life insurance product available to active members of the United States Armed Forces, including ready reservists, commissioned members of NOAA and the Public Health Service, cadets and midshipmen in one of the four service academies, and members of the Reserve Officer Training Corps.

American Family Insurance - American Family Insurance Group is a private mutual company which focuses on property, casualty and auto insurance, but also offers life, health, and homeowners coverage, as well as investment and retirement-planning products.

Growth rate (group theory) - In group theory, the growth rate of a group with respect to a symmetric generating set describes the size of balls in the group. Every element in the group can be written as a product of generators, and the growth rate counts the number of elements that can be written as a product of length n.

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